( – promoted by DocHoc)
I thought you’d be interested in a recent editorial in The Edmond Sun:
With the recent signing of “Demarion’s Law” by Gov. Brad Henry, Oklahoma parents may feel a tad bit more secure in leaving their children with a day care.
The law requires all child care facilities “in order to maintain or obtain a license, to carry a minimum of $200,000 of liability coverage for each incident of negligence that leads to any injury to a child that occurs while the child is on the premises or in the care of the child care facility.”
Three-year-old Demarion Pittman’s life was irrevocably altered the day in August 2007 that a child care worker left the young boy in a hot car for several hours after an outing. The child suffered extensive brain damage and his medical costs already have climbed past the $1 million mark.
His case brought out that the state Department of Human Services did not require child care facilities to carry liability insurance. It’s an almost unheard of oversight in this litigious age.
House Bill 2863 by Rep. Mike Shelton is a great start in rectifying this situation for all Oklahoma parents who must use child care facilities.
But the Oklahoma Foundation for Consumer & Patient Rights recently brought up this point: Why don’t legislators extend the same legislation to nursing homes?
“When it comes to child care centers and nursing homes, a person’s age determines whether they can be mistreated without financial consequences,” stated Jeff Raymond, executive director of the nonprofit consumer advocacy group. “How can that possibly be right? Why wouldn’t we offer the same protections to our elderly, who need just as much care and assistance?”
We agree with Raymond. He notes that a bill with similar requirements for nursing homes passed out of the Senate last year but was killed in committee in the House.
As Demarion’s case clearly shows, if something tragic happens, medical costs can mount quickly. The $200,000 liability insurance for day cares is a good start, but we have to ask the state why our children and seniors are worth so little?
We believe businesses should be required to carry $1 million in liability insurance. These days it doesn’t take much to reach those heights in medical costs after a tragedy.
Wow. They hit that one out of the park.